Our bpayd gateway supports 3D Secure v2, providing an additional layer of protection for online transactions. This advanced authentication method ensures a smoother, more secure checkout experience by verifying the cardholder’s identity, reducing fraud, and enhancing overall security without disrupting the payment flow.

Benefits of 3D Secure v2

3D Secure v2 offers significant improvements over the original version, enhancing both security and user experience during online transactions:

• Stronger Fraud Prevention: By using advanced risk-based authentication, 3D Secure v2 helps detect and prevent fraudulent transactions more effectively, protecting both merchants and customers.

• Frictionless User Experience: Unlike the original version, 3D Secure v2 is designed to minimize disruptions for legitimate customers. With its smarter authentication process, most transactions are completed without additional prompts, offering a seamless checkout.

• Mobile-Friendly: 3D Secure v2 is optimized for mobile transactions, supporting app-based payments and offering an enhanced experience on smartphones and tablets.

• Compliance with Regulations: 3D Secure v2 helps businesses comply with regulations such as the EU’s PSD2 and Strong Customer Authentication (SCA) requirements, ensuring safe and compliant payments.

• Increased Customer Trust: With a secure checkout process, customers are more likely to complete purchases, leading to higher conversion rates and fewer abandoned carts.

Adopting 3D Secure v2 gives businesses the security they need while providing a smoother experience for their customers.